Saw Creek: Housing & Real Estate
The median Saw Creek home is valued at $262,500 (estimated market value runs 15% higher at $301,780), with median rent $2,101 (1.5× higher than Pike County median $1,378; 1.7× higher than Pennsylvania median $1,209). Homeownership rate: 89.2%. That's about the same as the Pike County median ($272,600); about the same as the Pennsylvania median ($254,500). Market is warm. Vacancy rate 47.3%. New construction makes up 4.0% of stock. A municipal building code is in effect.
- 3.7× annual income — home value vs. household income (vs Pennsylvania 3.7×).
- 10.4 years to break even renting at the median (vs Pennsylvania 15y).
- 4-BR rent is 2.0× a studio — rent gradient by unit size.
- Median rent runs 37% above HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $262,500 — 1.2× the Pennsylvania median ($227,900). Median rent $2,101/month. homeownership rate 89.2% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 3.7× |
|---|---|
| Affordability · Rent To Income Pct | 35.7% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | affordable |
| Fair Market Rent · Studio rent | $1,085 (at Pennsylvania median) |
| Fair Market Rent · One-bedroom rent | $1,165 (vs Pennsylvania $1,212) |
| Fair Market Rent · Two-bedroom rent | $1,529 (at Pennsylvania median) |
| Fair Market Rent · Three-bedroom rent | $1,974 (vs Pennsylvania $1,937) |
| Fair Market Rent · Four-bedroom rent | $2,203 (vs Pennsylvania $2,020) |
| Fair Market Rent · HUD FMR area | Monroe County, PA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $301,780 |
| Median Home Value | $262,500 (vs Pennsylvania $227,900) |
| Median Rent | $2,101 (vs Pennsylvania $1,261) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 47.3% |
| Housing Market · New construction (% of stock) | 4.0% |
| Housing Market · Price Appreciation 2Yr | 20.7% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Pennsylvania median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Pennsylvania median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Pennsylvania median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% (vs Pennsylvania 81.6%) |
| Broadband · Broadband-capable premises | 2,658 |
| Electricity · Electricity rate (¢/kWh) | 17.77¢/kWh |
| Electricity · Customers | 5534580 |
| Electricity · Revenue Millions | $9,642 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 0.961038961 (vs Pennsylvania 100.0%) |
| Mobile Broadband · 5G mobile coverage | 0.935064935 (vs Pennsylvania 100.0%) |
| Mobile Home Parks Detail · County total | 2 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 89.2% (vs Pennsylvania 54.1%) |
|---|---|
| Median Year Built | 1988 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12