Ellwood City: Housing & Real Estate
Housing in Ellwood City centers on a median value of $122,800, with median rent $865 (about the same as Lawrence County median $831; 1.4× below Pennsylvania median $1,209). Homeownership rate: 70.5%. That's 1.2× below the Lawrence County median ($147,200); 2.1× below the Pennsylvania median ($254,500). Market is stable. Vacancy rate 7.1%. New construction makes up 0.7% of stock. 1 nursing facility on file. A municipal building code is in effect.
- 1.8× annual income — home value vs. household income (vs Pennsylvania 3.7×).
- 11.8 years to break even renting at the median (vs Pennsylvania 15y).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
- Median rent 33% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $122,800 — 0.5× the Pennsylvania median ($227,900). Median rent $865/month. homeownership rate 70.5% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 1.8× |
|---|---|
| Affordability · Rent To Income Pct | 15.5% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $1,001 (vs Pennsylvania $1,086) |
| Fair Market Rent · One-bedroom rent | $1,077 (vs Pennsylvania $1,212) |
| Fair Market Rent · Two-bedroom rent | $1,299 (vs Pennsylvania $1,526) |
| Fair Market Rent · Three-bedroom rent | $1,661 (vs Pennsylvania $1,937) |
| Fair Market Rent · Four-bedroom rent | $1,789 (vs Pennsylvania $2,020) |
| Fair Market Rent · HUD FMR area | Pittsburgh, PA HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $128,607 |
| Median Home Value | $122,800 (vs Pennsylvania $227,900) |
| Median Rent | $865 (vs Pennsylvania $1,261) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | stable |
|---|---|
| Housing Market · Vacancy rate | 7.1% |
| Housing Market · New construction (% of stock) | 0.7% |
| Housing Market · Price Appreciation 2Yr | 2.0% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Pennsylvania median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Pennsylvania median) |
| Broadband · % of premises with 250/25 Mbps broadband | 87.6% (vs Pennsylvania 100.0%) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 52.3% (vs Pennsylvania 81.6%) |
| Broadband · Broadband-capable premises | 3,881 |
| Electricity · Electricity rate (¢/kWh) | 17.77¢/kWh |
| Electricity · Customers | 5534580 |
| Electricity · Revenue Millions | $9,642 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Pennsylvania median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Pennsylvania median) |
| Mobile Home Parks Detail · County total | 4 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 70.5% (vs Pennsylvania 54.1%) |
|---|---|
| Median Year Built | 1944 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12