St. Clairsville: Housing & Real Estate
The median St. Clairsville home is valued at $118,800 (estimated market value runs 22% higher at $144,881), with median rent $1,042 (1.4× higher than Bedford County median $727; 1.1× below Pennsylvania median $1,118). Homeownership rate: 17.1%. That's 1.4× below the Bedford County median ($165,200); 2.0× below the Pennsylvania median ($237,023). Market is stable. New construction makes up 4.9% of stock. A municipal building code is in effect.
- 2.4× annual income — home value vs. household income (vs Pennsylvania 2.9×).
- 9.5 years to break even renting at the median (vs Pennsylvania 18y).
- 4-BR rent is 2.2× a studio — rent gradient by unit size.
- Median rent runs 7% above HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $118,800 — 0.5× the Pennsylvania median ($237,022). Median rent $1,042/month. homeownership rate 17.1% — below the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 2.4× |
|---|---|
| Affordability · Rent To Income Pct | 25.7% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $677 |
| Fair Market Rent · One-bedroom rent | $742 |
| Fair Market Rent · Two-bedroom rent | $973 |
| Fair Market Rent · Three-bedroom rent | $1,226 |
| Fair Market Rent · Four-bedroom rent | $1,476 |
| Fair Market Rent · HUD FMR area | Bedford County, PA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $144,881 |
| Median Home Value | $118,800 (vs Pennsylvania $237,023) |
| Median Rent | $1,042 (vs Pennsylvania $1,118) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | stable |
|---|---|
| Housing Market · New construction (% of stock) | 4.9% |
| Housing Market · Price Appreciation 2Yr | -8.0% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% |
| Broadband · Broadband-capable premises | 39 |
| Electricity · Electricity rate (¢/kWh) | 17.77¢/kWh |
| Electricity · Customers | 5,534,580 |
| Electricity · Revenue Millions | $9,642 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 2 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 17.1% |
|---|---|
| Median Year Built | 1955 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12